What is the C.C.S.C ?

The CCSC belongs to the category of current accounts functioning in both creditor and debtor positions; with the difference that it does not grant any cheque book.

Who is concerned ?

The principal targets are :

• Employees with modest incomes (generally ranging between 50 000 FCFA and 150 000 FCFA),
• Traders who generally do not have a trade register,
• Artisans,
• Young people .

Which are the contraints and the advantages of the CCSC ?

1. For employees,
   
   In the past, salary earners could receive their wages on a savings account.
   
   Former constraints related to the savings account :
   
   • Minimum balance of 25 000 FCFA,
   • No possibility of having overdraft of the "Advances on wages" type.
   
   Former advantages related to the savings account :
   
   • No bank charges,
   • Interest earnings for people who managed to save.
   
   
   With the CCSC,
   
   Current constraints :
   
   • No interest earnings,
   • Account keeping charges of 2 500 CFA Tax lncl/month.
   
   Current advantages :
   
   • No minimum balance required
   • Possibility of obtaining Advance on wages
   • Possibility of subscribing to PEL or to CREDIT EXPRESS.
   
   
   
2. For the traders and artisants
   
   With the CCSC,
   
   Current constraints :
   
   • No interest earnings
   • Account keeping charges of 2 500 CFA/month
   
   Current advantages :
   
   • No minimum balance required
   • Possibility of credit facilities: Overdraft
   • Possibility of upgrading the customer to a higher category of accont if this is jutified by his/her activity ( and thus possibility of obtaining a cheque book)

How to open a CCSC?

1. Employees
   
   
   • ID card/ Passport/ Consular identity card. These documents must mention mother name,
   • Last 3 pay Bolls,
   • Last water or electricity bill mentioning applicant name or address certificate +,
   • 2 passport photographs,
   • Initial deposit for wage domiciliation,
   • Photocopy of employement certificate.
   
   
   
2. Traders and Artisants
   
   
   • Attestation d’immatriculation pour l’Occupation du Domaine Publique (ODP),
   • Of organization membership card,
   • ID card/ Passport/ Consular ID card. These documens must mention mother name,
   • Last water or electricity bill mentioning applicant name or address certificate + ,
   • 2 passport photographs,
   • Initial deposit 50 000 CFA.