Who is concerned ?

Because one is better at home, the HOME SAVING PLAN is a program conceived to enable any person who wishes it to make his/her real estate project concrete :

• purchase a house 
• building a house 
• settling in a house 
• or other personal projects 

What are the benefits of BUILDING SOCIETY ACCOUNT ?

BUILDING SOCIETY ACCOUNT is a saving program spread over at least 3 years and which leads you to estate loan.

• A accomodating clauses
  
  The subscriber chooses the saving periodicity that suits him/her: monthly, quarterly, semi-annually or annually.

• A safe saving
  
  Every 25th of the month, the staggered amount is automatically transfered into the saving account. This account shall be blocked throughout the duration of the contract.

• A long term guaranteed credit
  
  At the end of the saving period, you :

• have your savings of the BUILDING SOCIETY ACCOUNT and the generated interests, 
• have the possibility of obtaining a real estate loan reaching six times the average balance of the saving made up over the 3 year period within the double limit of 15 million F CFA and of the transferable share, 
• the refund period of the granted loan is maximum 10 years. 
  Throughout the whole contract, the BUILDING SOCIETY ACCOUNT is remunerated at the annual interest rate of  4,5%.

What are the subscription conditions ?

Any individual having a regular income being able to be domiciled or delegated, holder or not of a current account at OMNIFINANCE can subscribe to the BUILDING SOCIETY ACCOUNT program for him/herself or for a third person.
All you need is

• to make a minimum initial deposit of 100 000 F CFA, 
• to make a minimum monthly contribution of 25 000 F CFA, 
• to sign the BUILDING SOCIETY ACCOUNT contract.